Equity Release

EQUITY RELEASE

Do you relate to any of these?


>> Live in a house you love but you cannot afford to live.

>> During your working life you have not put enough by either in pension or savings to look after you in later life.

>> Like to help your grandchildren with their education or help them get onto the property ladder.

>> Want to do home improvements to make life easier in your home.

>> I've worked hard all my life and I want to enjoy my retirement.

>> I have no idea how I'm going to pay off my interest only mortgage.



If you do then equity release may be the answer.


If you are over the age of 55 and own your own home you may be able to release funds from your home to help. Equity release mortgages have been around for many years and they have developed into a very flexible arrangement to suit your needs, it can be possible to:


>> Take a lump sum.

>> Take regular withdrawals.

>> Take a combination of both.

>> Choose to pay none, all or part of the interest.

>> Make partial repayments without penalty (subject to limits).



Why use Lifelink Equity Release?


>> We only use Lenders who are members of the Equity Release Council and give a no negative equity guarantee.

>> We are authorised and regulated by the Financial Conduct Authority so you can be assured that we will always act in your best interest and give you unbiased advice.

>> We can access all the main UK equity release Lenders.

>> Our fees are generally lower than most of our competitors, we give a FREE consultation and initial factfind, if you accept our recommendation and wish to proceed we charge £395 administration fee. On completion of the mortgage we also charge 1% of the new mortgage facility, the average equity release mortgage in 2017 was £101,000 so this fee would typically be £1,010 and is usually paid from the initial advance via your Solicitor.



If you wish to discuss your equity release needs please contact us by requesting a call back from the below form.

REQUEST A CALL BACK